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Law Offices of Peter G. Macaluso

Sacramento Valley Bankruptcy Services

 

Practicing bankruptcy law in the Greater Sacramento area since 2002

Since our practice began, the Law Offices of Peter G. Macaluso has fought for the financial freedom of thousands of individuals, families, and small businesses across the Sacramento Valley. Our firm’s primary focus is in Chapter 7 and Chapter 13 bankruptcy proceedings as well as debt relief solutions to protect your home, vehicles, and other assets from creditors.

With a combined experience of over 40 years in the bankruptcy industry, Peter Macaluso and Celeste Jennings-Macaluso are prepared to guide you through the legal process, step by step, and make sure you receive the representation you deserve at a cost you can afford. Whether you are facing mounting credit card or medical debt, home foreclosure, wage garnishment, or other debt issues, the Law Office of Peter G. Macaluso can develop a plan of action that works for you.

STOP harassing phone calls
STOP foreclosure and repossession actions
STOP wage garnishments

Take your life back! Call today to schedule a FREE consultation or use the contact form at the bottom of this page to inquire whether our services are right for you. Traducción al español disponible.

Flexible payment options are available. CALL TODAY!

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Contact

➤ location

Sacramento Office

7230 South Land Park Drive
Suite #127
Sacramento, CA 95831

Lodi Office

1300 W. Lodi Avenue
#A5
Lodi, CA 95240

Office Hours

Monday - Friday
9AM - 4PM (Closed 12PM - 1PM)

Saturday by appointment only

☎ Contact

info@pmbankruptcy.com
Office: (916) 392-6591
Cell: (916) 705-8847

 


Our Services


Chapter 7 Bankruptcy

The fastest and most effective way to rid yourself of your unsecured debts. Eliminate credit card, personal loan, and medical debts in as quickly as three months. Peter Macaluso has vast experience with prosecuting Chapter 7 cases and is prepared to guide you through the process in a speedy, stress-free manner.


Garnishments

Have you received a judgement from a creditor and are facing a levy on your bank accounts? Are your wages being garnished by a creditor due to a court order? Bankruptcy can cease these actions, protect your assets, and restructure the debt to manage it on your own terms.


chapter 13 bankruptcy

In a Chapter 13 case, you can eliminate your debt through a structured repayment plan over the course of three to five years. Whether you are behind on mortgage payments or owe thousands in tax debt, we can develop a repayment plan that protects your assets and fits your budget.
 


REPOSsESSION

Falling behind on vehicle payments or payments on other financed items such as furniture could result in repossession of your property. The Law Office of Peter G. Macaluso can stop repossessions before they happen and allow you to pay these debts through a structured plan or agreement.


HOME FORECLOSURE

If you have become significantly behind on your mortgage payments, you are likely at risk of foreclosure on your home. Peter Macaluso can establish a Chapter 13 repayment plan that allows you to catch up on your missed payments or buy you time so that you can sell your property at the maximum value. Don’t wait until it’s too late!


Litigation

Peter Macaluso has extensive experience in litigating a wide array of bankruptcy matters including dischargeability of debt, automatic stay violations, and a creditor’s right to payment. To be successful in these matters, you need a winning bankruptcy attorney on your side who is ready to fight for your rights.

 
The bankruptcy code is a tool provided to you by the U.S. Congress. You need an experienced and diligent attorney to maximize its effectiveness to give you the ‘fresh start’ that is your right.
— Peter G. Macaluso
 
 

 
 

Free Consultation

Use the form below to contact us regarding your legal inquiry. Please be as detailed as possible. However, please do not include any confidential or sensitive information. To help us best service your inquiry, we recommend that you describe the debt issues you’re facing and tell us what you want to achieve. You may also email or call us to make an appointment. Traducción al español disponible.